For most Americans, it’s tough to choose between health insurance and basic necessities. Out-of-pocket medical expenses can wreak havoc on a family or an individual who doesn’t have health insurance especially if they are on a tight budget. There are many assistance programs available for those who are unable to afford monthly health insurance premiums or co-pays, but there is one option some people might not be aware of – telemedicine. These three simple steps will show you how a virtual doctor visit can save you some money.
Online Doctor Visits Costs Much Less
The price of in-person doctor visits varies from state to state and from physician to physician. A recent study performed by Johns Hopkins showed that the cost of a doctor’s appointment for an uninsured patient is about $160. Doctor visits online reduce those expenses by giving patients a 10-15 minute consult which costs less than $20 per month allowing you to receive care for less and have more access to health specialists. This is like having cheap health insurance.
Many Americans who don’t even have access to cheap health insurance will attempt to diagnose and treat themselves instead of going to the doctor. Some people will try to delay or neglect their condition as well. If you fail to seek treatment or misdiagnose yourself, this could result in larger medical bills and major health issues down the road. A stubborn cough could actually end up being deadly pneumonia which would require hospitalization. Online Doctor Visits give patients access to medical professionals quickly for immediate treatment.
Avoiding the Emergency Room
ER visits can cost as much as $1,200. These visits can be avoidable in a majority of these cases. Online doctors are available anytime 24 hours a day, 7 days a week, and 365 days a year. They can prescribe medications and diagnose a variety of minor illnesses. This will prevent you from rushing to an emergency room or an urgent care facility for a UTI or the flu over the weekend or during a holiday.
Besides cutting healthcare expenses, if you talk to a doctor online will save you a considerable amount of money because you will not have to take off from work. You won’t have to invest a significant amount of gas money to go to the doctor’s office either. It’s the most effective way to receive much-needed care when you don’t have a lot of money to spend. You will also have your choice of doctors.
If you haven’t tried telemedicine yet, we highly recommend it. In the comment space below, let us know how talking to a doctor online has saved you money. If you need care right away, contact a doctor via Chat Live MD. Never worry again about how much is a doctor visit without insurance when you visit with doctors online.